Social Security January payment schedule: Here’s when beneficiaries will get their checks
Social security benefits to rise 2.5% in 2025
Social Security recipients will receive a 2.5% increase in their monthly checks in 2025. Analysts had predicted a 2.5% bump for 2025, which is smaller than increases in the previous two years and reflects moderating inflation. Recipients received a 3.2% increase in their benefits in 2024, after a historically large 8.7% benefit increase in 2023, brought on by record 40-year-high inflation.
WASHINGTON - As we enter a new year, so too comes another round of Social Security payments for beneficiaries.
The Social Security Administration sends regular monthly payments (SSA benefits), but the date varies – generally depending on the day you were born. Social Security retirement, disability, and survivor (RSDI) beneficiaries who filed claims after May 1, 1997, are assigned either the second, third, or fourth Wednesday of the month.
FILE - Blank Social Security checks are run through a printer at the U.S. Treasury printing facility Feb. 11, 2005, in Philadelphia, Pennsylvania. (Photo by William Thomas Cain/Getty Images)
Those who receive Supplemental Security Income (SSI), which is monthly payments for people with disabilities and older adults who have little or no income or resources, get paid on the 1st of the month.
If the 1st falls on the weekend or holiday, then the payments are typically issued on the previous weekday. Those who received benefits before May 1997 also have a specific payment date.
Here are the dates beneficiaries can expect their monthly payments in January:
Social Security payment schedule for January 2025
- SSA beneficiaries who started getting benefits before May 1997: Jan. 3
- Birthday between the 1st and 10th of the month: Jan. 8 (Second Wednesday of the month)
- Birthday between the 11th and 20th of the month: Jan. 15 (Third Wednesday of the month
- Birthday between the 21st and 31st of the month: Jan. 22 (Fourth Wednesday of the month)
SSI payment schedule for January 2025
New Year's Day – Jan. 1 – is considered a holiday, so this month’s SSI payment will be dispersed on New Year's Eve, Dec. 31, according to the Social Security Administration.
Later in the month, February’s SSI payment will be given out on Jan. 31, because Feb. 1 falls on a Saturday.
How to report a missing Social Security payment
Those who do not receive their electronic payment on the scheduled date should contact their bank or financial institution first, according to the Social Security Administration – which notes that it "may be experiencing a delay in posting your payment."
Those who still need to report a late, missing, or stolen Social Security payment should call the Social Security Administration at 1-800-772-1213 (TTY 1-800-325-0778) or contact their local Social Security office.
"We will review the case and if the payment is due, we will replace it," the administration says on its website.
The Source: This story was reported based on information from The Social Security Administration’s website, specific to SSI (Supplemental Security Income) Benefits and RSDI (Retirement, Survivors and Disability) – also referred to as SSA Benefits. The story was reported from Cincinnati.